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Advantages of Bankruptcy

​Consumers who are considering filing bankruptcy are faced with a lot of questions and are often not sure what the advantages could be- if any. Besides the obvious advantage of not having the debt that hangs over their head everyday, are their any other advantages of potentially damaging your credit report for 7 to 10 years by filing bankruptcy?

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A Guide to Chapter 7 Bankruptcy

Bankruptcy is a legally declared inability of individuals or businesses to discharge their debts. A declared state of bankruptcy can be requested not only by creditors in an effort to get what they are owed but also by the insolvent individual or organization. If it is difficult to repay debts, declaring the bankruptcy may be the right solution to debt problems.

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Chapter 7 vs. Chapter 13 Bankruptcy

Walker Law Associates is here to help with not only with bankruptcy and debt relief but, we are also experienced in family law, personal injury law, and criminal law in Memphis, TN.​​

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